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Everything you need to know about travel insurance for trekking in Nepal

Everything you need to know about travel insurance for trekking in Nepal

What is travel insurance and how does it work?

Travel insurance is coverage designed to protect against risks and financial losses that could happen while traveling. The risks range from minor inconveniences such as missed airline connections and delayed luggage all the way to more serious issues including injuries or major illness.

Do you need travel insurance for Nepal?

Yes, all visitors to Nepal are required to have travel insurance that covers emergency medical treatment including COVID-19 and medical repatriation (a service to return a traveler to their home country for health reasons).

Why should we buy travel insurance?

Travel Insurance protects you and/or your family against travel-related accidents, unexpected medical expenditure during travel, losses such as baggage loss, loss of passport, etc and interruption or delays in flights or delayed arrival of baggage, etc.

Is trekking covered by travel insurance?

Travel insurance usually covers hiking to an extent, but for high-altitude treks above 2000m, you’ll need special insurance.

How much does travel insurance cost in Nepal?

Plans start from USD 1 per day*

What cover should travel insurance include?

  • medical expenses and cover for getting you home if you’re injured or fall ill abroad.
  • personal injury and cover for accidents or damage caused by you.
  • cover for lost or damaged items.
  • cover for lost or delayed baggage.
  • cover for cancellation or missed departure.

What injections do you need to go to Nepal?

The National Travel Health Network and Centre and WHO recommend the following vaccinations for Nepal: COVID-19, hepatitis A, hepatitis B, typhoid, cholera, yellow fever, Japanese encephalitis, rabies, polio, and tetanus.

Who is the best travel insurance provider?

  • Best Overall: Travelex
  • Runner-Up, Best Overall: Allianz Travel Insurance
  • Best Value: InsureMyTrip
  • Most Comprehensive Coverage: World Nomads
  • Best for Seniors: HTH Travel Insurance
  • Best for Cruises: Nationwide
  • Best for Medical Coverage: GeoBlue

Is travel insurance mandatory for Nepal from India?

If you’re planning to go on a trek or participate in adventure sports, travel insurance for Nepal is mandatory. Even otherwise, it’s best to invest in insurance to cover you during the trip.

What is not covered in travel insurance?

Travel insurance policies typically exclude epidemics and pandemics. According to Allianz Global Assistance, a travel insurance provider, “Trip cancellations and trip interruptions due to known, foreseeable, or expected events, epidemics, or fear of travel are generally not covered.”

When should you start your travel insurance?

Travel insurance is something you should take out as soon as you’ve booked your holiday. This is because it’s possible you might have to cancel your trip after booking but before you’ve actually left. For example, You may get injured or fall too ill to travel.

How much should I pay for travel insurance?

The average cost of travel insurance is 5% to 6% of your trip costs, according to Forbes Advisor’s analysis of travel insurance rates. For a $5,000 trip, the average travel insurance cost is $228, and the range of rates is from $154 for a basic policy up to $437 for a policy with generous coverage.

Does any travel insurance cover quarantine fees?

If you are required to be quarantined while abroad, you may be covered by your insurance policy, including any relevant medical expenses that are required, provided that there is no COVID-19 exclusion. This may also include additional accommodation and travel expenses.

What are the two basic types of travel insurance?

The two basic types of travel insurance are:

  • Vacation Plans. Provides the most coverage (including trip cancellation) When people think of ‘travel insurance’, they are thinking of a Vacation Plan.
  • Travel Medical Plans. Medical coverage while traveling abroad.

Does travel insurance cover you for cancellation?

Cancellation cover is included as part of most travel insurance policies. It’ll compensate you for some or all of the cost of your travel expenses – flights, cruise, hotel, excursions, and so on – if you’ve had to cancel your trip because of unexpected circumstances.

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